Paul J. Kolkmeyer

First Niagara Financial Group, Inc. operates through its wholly owned subsidiary, First Niagara Bank, N.A., provides a wide range of retail and commercial banking as well as other financial services to individuals, families and businesses across Upstate New York, Pennsylvania, Connecticut and Massachusetts. It operates through two segments: Banking and Financial Services. The Banking segment includes all of its retail and commercial banking operations. The financial services segment offers a wide range of insurance products and consulting services to help both its retail and commercial customers achieve their financial goals. The company was founded in April 1998 and is headquartered in Buffalo, NY.

First Niagara Bank NA provides financial and banking services to individuals, families and businesses throughout New York, Pennsylvania, Connecticut, and Massachusetts. It offers residential and commercial real estate loans, commercial business loans, consumer loans, wealth management products, as well as retail and commercial deposit products. The company was founded in 1870 and is headquartered in Buffalo, NY.

Part of Lake Shore MHC, Lake Shore Savings Bank is a local bank that has been serving western New York for over 125 years. The company is based in Dunkirk, NY. The company offers a range of personal and business banking services. Kim C. Liddell has been the CEO of the company since 2023.