Kazuyoshi Terakado

The Joyo Bank, Ltd. provides international commercial banking services. It operates through the following segments: Banking Operations, Leasing and Others. The Banking Operations segment offers deposits, loans, foreign exchange, insurance, financial product sales, and brokerage services. The Leasing segment provides leasing and financial services. The Others segment includes credit cards and credit guarantee services. The company was founded on July 30, 1935 and is headquartered in Mito, Japan.

Regional Banks Association of Japan operates as an association of regional banks. It engages in activities that address various management issues common to all the regional banks. The firm performs and improves the following functions: providing information and assisting to establish their business strategies; acting as the representative and the window of the industry; promoting cooperative operations and development; acting as a forum for the exchange of information among regional banks carrying out surveys and conducting research and providing educational services. The company is headquartered in Tokyo, Japan.