David S. Whitaker

Founded by Ned Davis in 1980, Ned Davis Research, Inc. (NDR) is an independent institutional investment research firm and registered investment advisor located in Venice, Florida. The firm is a subsidiary of Euromoney Institutional Investor Holdings, Inc., an indirect wholly-owned subsidiary of Euromoney Institutional Investor PLC. NDR produces and publishes independent financial research and offers customized research services (i.e., investment advisory services). The firm markets the research primarily to registered investment advisors, brokerage firms, asset management firms, and other types of corporations. They also market to pension and profit-sharing plans.

Part of Pacific Mutual Holding Co., First Capital Life Insurance Co. provides life insurance. First Capital Life Insurance was acquired by Pacific Mutual Life Insurance Co. of California from First Capital Holdings Corp. on April 27, 1992.

Management Compensation Group Chicago, Inc. is based in Chicago, IL. Part of Prudential Financial, Inc., Management Compensation Group Chicago, Inc. is a company that provides nonqualified benefit plan consulting services. Management Compensation Group Chicago was acquired by Mullin Consulting, Inc. on February 06, 2001.

Mullin Consulting is a leading benefit consulting firm specializing in designing, funding, implementing and administering tailored executive benefit plans. Mullin Consulting applies its 40 years of experience to a wide range of executive topics, including corporate benefit practices, creative funding solutions and employment contract negotiation services.

Founded in 1989, Declaration Management & Research LLC is a registered investment advisor located in McLean, Virginia. The firm is a Manulife Asset Management company, indirectly wholly owned by John Hancock Life Insurance Company (USA), a unit of Manulife Financial Corp. (NYSE: MFC).