Thomas H. Themistos

United Financial Bancorp, Inc. operates through its subsidiary company United Bank and the Bank's wholly-owned subsidiaries, UCB Securities, Inc. and UCB Securities, Inc. II, which offer various banking products and services like buying, selling and holding investment securities in Massachusetts. The company operates through two loan portfolio segments: Commercial and Consumer segments. The Commercial segment includes classes for commercial & industrial loans, commercial real estate and construction. The Consumer segment includes classes for residential real estate, home equity and consumer loans. The company through its subsidiary company provides a broad range of banking services personal banking, business banking, commercial lending, savings and consumer loans. United Financial Bancorp was founded in 2007and is headquartered in West Springfield, MA.

Kostin, Ruffkess, Themistos, & Dane LLC provides accounting and financial services. Its services include auditing, business consulting, estate planning, litigation support, mergers and acquisition advice and tax planning & preparation. The firm serves include individuals, government agencies, middle-market companies and not-for-profit organizations. The company was founded in 1949 by Ben Kostin and is headquartered in Farmington, CT.

Massachusetts Society of Certified Public Accountants, Inc. provide services in public accounting, industry and business, government and education. The firm offers advocacy, continuing professional education, peer review, membership, communications and academic and career development department. The company was founded in 1900 and is headquartered in Boston, MA.

The American Institute of Certified Public Accountants provides vocational education in accounting. The company provides services to the accounting community, regulatory bodies, and other organizations. It also operates in Jersey City, Washington, and Lewisville. It was founded in 1887 and is headquartered in New York City, NY.