Radoslav Todorov Milenkov

Internacionalen Karticen Sistem AD operates as an independent card processor that offers services of e-payments to banks and non-financial institutions. The firm's services include: card management of debit cards, credit cards and private cards, management and maintenance of ATM network, connection with international card networks, transaction processing which prepares clearing files for the bank acquirers to update merchant accounts, payment portal, card personalization, generation of security parameters, PIN printing and envelopment, printing of the logo of the bank, card printing, card envelopment and call center support. The company was founded in July 2010 and is headquartered in Skopje, North Macedonia.

Universal Investment Bank Ad Skopje offers commercial and private banking services. The company was founded on 30 April 1993 and is headquartered in Skopje, Macedonia.