Maxim Kondratenko

Vozrozhdenie Bank PJSC engages in the commercial and retail banking operations. It operates through the following segments: Corporate, Retail, Bank Cards and Financial. The Corporate segment represents direct debit facilities, current accounts, deposits, loans, overdrafts, credit lines, and other credit facilities, foreign currency, and derivative products. The Retail segment provides private banking services, private customer current accounts, savings, deposits, investment savings products, custody, consumer loans, and mortgages. The Bank Cards segment operates settlement services to individuals with the use of bank cards, overdrafts, and revolving loans with the use of bank cards, payroll project services, acquiring, self-service operations on ATMs, and information service to plastic cards holders. The Financial segment comprises transactions in the interbank lending market and securities transactions. The company was founded on April 12, 1991 and is headquartered in Moscow, Russia.

BM-Bank JSC engages in the management of bad and non-core assets. Its activities include debt recovery and restructuring, sale of mortgaged property, as well as corporate account maintenance. The company was founded on June 11, 1993 and is headquartered in Moscow, Russia.

UniCredit Bank AO operates as an international commercial bank. It specializes in providing corporate financing and treasury services to corporate and private clients. The firm's products and services include loans, payment cards, investments, savings and remote services. The company was founded October 19, 1989 and is headquartered in Moscow, Russia.

Russian Standard Bank CJSC provides banking and financial services. It offers various deposits products, including current and demand accounts, term deposits, and settlement accounts to individuals, legal entities, and state and municipal customers. The company also provides credit card, personal, POS, restructured, auto, and other loans to individuals; and loans to legal entities. In addition, the company offers life insurance products comprising death and permanent disability insurance, as well as insurance for financial and property risks; and manages funds. Russian Standard was founded by Roustam V. Tariko in 1999 and is headquartered in Moscow, Russian Federation.

Bank Rossiyskiy Kredit OAO is an international commercial bank based in Moscow, Russian Federation. Bank Rossiyskiy Kredit /Private Group/ acquired it from Unikor Management Co. on May 10, 2012 for $352 million.

VTB Bank Georgia JSC provides corporate and retail banking services. The firm provides lending, derivatives, bank cards and investment business services. The company was founded in 1995 and is headquartered in Tbilisi, Georgia.

Part of UniCredit SpA, International Moscow Bank ZAO is a commercial bank based in Moscow, Russian Federation. The Russian company provides commercial banking services.

Part of VTB Bank PJSC, VTB Bank (Armenia) CJSC is an international commercial bank. The private company is based in Yerevan, Armenia. VTB Bank (Armenia) CJSC was acquired by VTB Bank PJSC on July 25, 2007.