Luis Javier Morales Fernández

Instituto de Crédito Oficial is a state-owned bank. It provides loans through second-floor facilities, and direct funding. The second-floor refers to the company’s activities such as designs and sets the main characteristics of the different lines of credit, as well as signing the corresponding collaboration agreements with the credit institutions for them to be sold through their networks. The direct funding services pertain to a corporate structured finance for large projects involving productive, public or private investments. The company was founded on June 19, 1971 and is headquartered in Madrid, Spain.

Axis Participaciones Empresariales SGEIC SA SME (Axis Participaciones Empresariales) is a venture capital arm of Instituto de Crédito Oficial founded in 1986. The firm is headquartered in Madrid, Spain.