Lisa M. Kreiling

PNC Capital Advisors LLC (PCA) is a SEC-registered investment advisor headquartered in Baltimore, Maryland. The firm is a wholly-owned direct subsidiary of PNC Bank, NA, which is wholly-owned by The PNC Financial Services Group, Inc. (NYSE: PNC), a financial holding company. The firm was founded in 2009 from the business combination of PNC Capital Advisors, Inc. and Allegiant Asset Management Co. following the acquisition of National City Corp., the parent of Allegiant, by PNC. PCA provides taxable fixed income discretionary investment advisory services to institutional accounts.

Merrill Lynch & Co., Inc. provided wealth management, securities trading and sales, corporate finance and investment banking services. Merrill Lynch was a global trader and underwriter of securities and derivatives across a range of asset classes and serve as a strategic advisor to governments, institutions and individuals worldwide. The company was founded in 1913 and was headquartered in Charlotte, NC.

Part of Moody's Corp., Moody's Economy.com, Inc. is a provider of economic analysis, data, forecasts, scenarios, models, and advisory services. The company is based in West Chester, PA. Moody's Economy.com was acquired by Moody's Corp. on November 17, 2005 for $27 million. The company offers consistent forecasts for all market risk instruments under scenarios, economic data, research, analysis, and forecasting at the macro and regional level. Additionally, they provide expert consumer credit risk management services to meet risk management, compliance, and strategic planning needs. Moody's Economy.com has extensive experience in delivering useful insight to teams or clients through presentations.