James T. Riffe

Highlands Bankshares, Inc. (Virginia) is a bank holding company, which through its subsidiaries engages in the provision of retail and commercial banking products and services. Its products and services include accepting deposits in the form of checking accounts, money market deposit accounts, interest-bearing demand deposit accounts, savings accounts and time deposits; and commercial and industrial, credit card and agricultural loans. The company was founded on December 29, 1995 and is headquartered in Abingdon, VA.

Highlands Union Bank operates as state chartered commercial bank. It offers individual banking, medical and dental banking, business loans, business management and merchant services. The company was founded in 1985 and is headquartered in Abingdon, VA.