Elisabetta Stegher

The principal activity of the Group is the provision of banking services and related products, including credit activities, leasing and factoring, savings, insurance, real estate and asset management and consultancy. It operates mainly in Northern Italy through a network of 785 branches. The Group has also five foreign subsidiaries located in the Spain, United States of America, Switzerland and in Luxembourg. In 2004 it acquired Caboto International SA and, subsequently renamed it Gestioni Lomabarda (Suisse) SA.

UBI Banca SpA engages in the provision of banking services. It operates through the following business segments: Banking, Non-Banking Financial, Insurance, and Corporate Center. The Banking segment comprises the core business banking line. The Non-Banking Financial segment consists UBI Leasing SpA, UBI Factor SpA, UBI Pramerica SGR SpA, Prestitalia SpA. The Insurance segment includes Bancassurance Popolari SpA and Bancassurance Popolari Danni SpA. The Corporate Center segment comprises UBI Banca SpA, UBI Sistemi e Servizi SCpA, and all the remaining Group member companies. The company was founded in 1869 and is headquartered in Bergamo, Italy.