David N. Herd

Bank of Scotland Plc provides banking and financial services. Its services include current accounts, savings, mortgages, credit cards, and unsecured loans to personal and business banking customers; and lending, transactional banking, working capital management, risk management and debt capital markets services to commercial customers. The company was founded on July 17, 1695 and is headquartered in London, the United Kingdom.

Social Investment Scotland Ltd. provides business loans to the third sectors. It provides loans for purchase, new build or refurbishment of property, purchase of equipment, working capital and organizational development sectors. The company was founded in 2001 and is headquartered in Edinburgh, the United Kingdom.