Bernd Krückel

Volksbank Heinsberg eG is a cooperative bank, which provides financial and banking services to private and corporate clients. It offers online and mobile banking; checking accounts and credit cards; savings deposits and financial investments; loans and mortgage loans; insurances; pension and retirement plans; payment systems; corporate investments; real estate financing; business and agricultural financing; as well as company formation and corporate succession. The company was founded on March 6, 1895 and is headquartered in Heinsberg, Germany.

NRW.BANK operates as a state-owned development bank, assisting the German Federal State of North Rhine-Westphalia in its economic and social advancements. It offers interest-subsidized loans, subordinated loans, grants, financing, and advisory services. Its business activities are strictly limited to the Federal State of North Rhine-Westphalia. It serves small and medium-sized enterprises (SMEs)/start ups, municipalities and the social housing sectors. The company was founded on August 1, 2002 and is headquartered in Duesseldorf, Germany.