Thomas Engelhardt

Access Microfinance Holding AG (AccessHolding) is the commercial microfinance subsidiary of LFS Financial Systems GmbH headquartered in Germany. The firm, established in 2006 by an international group of private and public investors, aims to construct a network of microfinance institutions (MFIs) worldwide, providing their investee banks with growth capital, holding services and technical assistance. Located in Berlin, AccessHolding establishes new MFIs together with other partners, and transforms existing non-bank microlending institutions into full-service microfinance banks.

AccessBank of Azerbaijan CJSC provides financial services to privately owned micro and small enterprises. The firm's services include loans, current accounts, savings facilities and payment services. It also offers financial services to other types of client including private individuals, larger enterprises, and international organizations. The company was founded in October 29, 2002 and is headquartered in Baku, Azerbaijan.

LFS Advisory GmbH provides advisory and management consulting services. It specializes in banking and financial sector projects in developing and transition countries. The firms particular focus is on micro, small and medium enterprise (MSME) finance. The company was founded by Bernd Zattler in 1997 and is headquartered in Berlin, Germany.

AccessBank Tajikistan CJSC provides micro-loans, rural finance and money transfer services. It offers small loans, savings and deposit products and credit cards. The company was founded on April 7, 2010 and is headquartered in Dushanbe, Tajikistan.

AccessBank Tanzania Ltd. provides commercial banking services. It offers current, saving, savings plan, and student accounts; fixed term deposits and money transfers; and micro and SME loans. The firm provides microfinance services to micro, small and medium-sized and the general lower and middle income clients. The company was founded in November 2007 and is headquartered in Dar es Salaam, Tanzania.

AccessBank Liberia Ltd. operates as a microfinance institution which provides commercial banking services. It offers account operations such as cash deposits, withdrawals and cheques are among the standard services. The firm also plans to introduce international money transfer and remittance services. The company was founded on January 20, 2009 and is headquartered in Monrovia, Liberia.