Terry W. Payne

Focused on the Inland Northwest, Payne Financial Group is a large, full service, independent insurance agency, specializing in personal insurance, business insurance, employee benefits and surety bonds. The company understands the importance of risk management and asset protection. They start by covering the basics and then fine tune with additional layers protecting the niche or specialized needs one may have. And while they are experts in what they do, they press themselves with continuing education and training so that each day they can be the best for their clients, now and in the future as insurance, benefits and bonding needs change and grow. But as important as is their technical expertise, they at Payne Financial are teams of people, individuals with families and hobbies and communities. It is as people that they first meet clients and listen to them, find out what they need and want from a professional advisor. It is as people and community members that they do the research and offer the advice to ensure that client's business get the very best insurance protection at competitive, fair rates. It is as people that they strive every day to be the local employer of choice and a valued contributing member of their communities. As a company and as individuals, they take seriously their obligation - and their desire - to help make their communities better places to live, work and play. And as they work with the best people locally, at PFG they also work with the best underwriters and carriers in the world to make sure they offer clients the best protection package available at the most competitive rates. Across the Inland Northwest, their people work to serve their clients and, They have full-service offices in Billings, Bozeman, Butte, Great Falls, Helena, Kalispell and Missoula, Montana; Boise, Idaho and Spokane, Washington.