Rayomond H. Kotwal

NIB Bank Ltd. engages in the provision of commercial banking services. It operates through the following segments: Corporate and Investment Banking, Commercial, Retail, Treasury, and Other. The Corporate and Investment Banking segment comprises of funded and non funded credit facilities of working capital financing including seasonal, trade, cash, running and finance, guarantees and bills of exchange. The Commercial segment offers funded and non funded credit facilities, deposit products, and transaction services. The Retail segment includes banking services offered to individuals and small businesses through a retail branch banking and alternate distribution network. The Treasury segment involves in the managing of asset and liability mix of the Bank. The company was founded by Khawaja Iqbal Hassan in March 2003 and is headquartered in Karachi, Pakistan.

HBL Growth Fund is a open-End Investment Fund/Unit Trust. Its investment objective is to generate capital growth through investing in listed equity securities. The company was founded on July 30, 2004 and is headquartered in Karachi, Pakistan.

HBL Investment Fund is a closed-end investment fund/investment trust. Its objective is to maximize the wealth of the unit holders by investing primarily in listed equities in the available opportunities, while considering acceptable risk parameters and applicable rules and regulations. The company was founded in 1941 and is headquartered in Karachi, Pakistan.

Sindh Engro Coal Mining Co. Ltd. engages in coal mining. The firm helps in power generation needs, spur economic development, and energy security to the country. The company was founded in 2009 and is headquartered in Karachi, Pakistan.

Khushhali Microfinance Bank Ltd. provides banking services. It operates as a international financial institutions as a partnership between public, multinational and private sector commercial financial institutions. The firm provides loans, savings, remittances and insurance products. The company was founded by Muhammad Ghalib Nishtar in 2000 and is headquartered in Islamabad, Pakistan.

Habib Allied Holding Ltd. provides commercial banking services. The company is headquartered in London, the United Kingdom.