Irina Viktorovna Gordeeva

Bank Otkritie Financial Corp. PJSC engages in the provision of commercial activities, trading with securities, foreign currencies and derivative instruments, and providing loans and guarantees. It operates through the following segments: Corporate; Small businesses; and Retail banking; Investment Activities and Other Assets Management; and Unallocated Amounts. The Corporate banking segment provides banking services to large and medium-sized corporate customers. The Small businesses banking segment provides banking services to small businesses and individual entrepreneurs. The Retail banking segment provides banking services to individual customers, affluent and wealthy individuals. The Investment Activities and Other Assets Management includes trading products with fixed income and equity products, foreign exchange, precious metals and derivatives on such products, operations on monetary markets, operations under repurchase agreements, brokerage services and asset management and other investment banking services. The Unallocated amounts segment balances income and expense items not allocated to any of the segments in the internal management reporting systems. The company was founded on May 12, 1992 and is headquartered in Moscow, Russia.

Khanty-Mansiysk Bank Otkritie PJSC operates as a commercial bank. It provides accounts and cash services, deposits, remittances, crediting, and currency transaction services for individual and corporate customers. The company was founded on July 27, 1992 and is headquartered in Khanty-Mansiysk, Russia.

Petrocommerce Bank OJSC provides commercial banking services. Its activities include support for clients involved in export and import transactions, local and foreign currency bank deposits, money transfers, foreign exchange transactions, securities trading, and trading in derivative financial instruments. It also offers depository service, retirement life insurance, credit cards, online services, and safe deposit boxes. The company was founded on February 21, 1992 and is headquartered in Moscow, Russia.