Hiteshkumar R. Patel

Lucida is an insurance company focused on the annuity and longevity risk business, including the defined benefit pension buyout market and the market for bulk annuities. As an FSA regulated insurer, Lucida provides solutions to this challenge. For some schemes, a buy-in of insurance to remove the risks posed by certain groups of scheme members is an effective measure. For others, a full buyout can be the best option, offering as it does the most complete handover of responsibilities from the employer and trustees to Lucida, whilst at the same time protecting and securing the interests of all scheme members.

Part of Westpac Banking Corp., KPMG Financial Services Pty Ltd provides diversified financial services. The company is based in Sydney, Australia. KPMG Financial Services was acquired by St. George Bank Ltd., a SUB of Westpac Banking Corp. from KPMG Peat Marwick LLP on August 24, 1999.

ABI, Inc. provides public relations services. Its solutions include marketing consultation, public relation, web and digital media. It has offices in London, Frankfurt, Singapore, Shanghai and New York City. The company was founded by Alan B. Isacson in 1980 and is headquartered in New York, NY.

Barwood Ltd. develops and sells real estate properties. The company is headquartered in Northampton, the United Kingdom.

Aviva Life Holdings UK Ltd. provides financial services. It is involved in long-term savings and insurance business. The company was founded on July 12, 1989 and is headquartered in York, the United Kingdom.

KPMG LLP (United Kingdom) provides audit, advisory, and tax services. Its audit and assurance services encompass accounting advisory, financial reporting publications, financial state audit, internal audit, and revenue recognition. The firm's tax and pension services include statutory residency test, pension, personal tax investigations, tax management consulting, tax technology, legal services, tax value chain, employment issues, indirect tax, and tax policy cycle. KPMG was founded in 1987 and is headquartered in London, the United Kigdom.

Capital Home Loans Ltd. provides residential mortgage services. Its offers mortgage lending and buy-to-let loans services. The firm only accepts transaction or application through a registered intermediaries. The company was founded on October 6, 1987 and is headquartered in Fleet, the United Kingdom.

Friends Life Ltd. provides life insurance and investment services. The company was founded on October 25, 2000 and is headquartered in Dorking, the United Kingdom.