Frederick G. Natale

Fidelity Management & Research Co. (FMR) is a SEC-registered investment advisor headquartered in Boston, Massachusetts. The firm was founded in 1946 and is a subsidiary of FMR LLC, also known as Fidelity Investments. FMR provides investment supervisory services, which include sub-advisory services, to Fidelity's family of mutual funds and exchange-traded funds, qualified tuition programs, privately offered unregistered investment funds, separately managed account clients, and various other institutional accounts.

Wellington Management Co. LLP (WMC) is a registered investment advisor and mutual fund manager headquartered in Boston, Massachusetts. The firm was founded in 1928 and is a subsidiary of Wellington Investment Advisors Holdings LLP, ultimately held by Wellington Management Group LLP. WMC offers investment management services for a fee to separate account clients and mutual funds sponsored by unaffiliated parties, as well as to investment vehicles that the firm sponsors.

New York Central Mutual Fire Insurance Co. provides property and casualty insurance services. The company was founded in 1899 and is headquartered in Edmeston, NY.

Comerica Bank (Investment Management Texas) (Comerica-IM) is the asset management arm of Comerica Bank, which is owned by Comerica, Inc. (NYSE: CMA), a financial services company headquartered in Dallas, Texas. The firm was founded in 1849 by Elon Farnsworth. Comerica-IM manages assets for high net-worth individual investors, foundations, endowments and institutional investors. The firm also provides asset allocation guidelines and investment research for Comerica Securities, their brokerage affiliate.

The Cape Cod Five Cents Savings Bank (Cape Cod 5) is a mutually-owned, independent state-chartered savings bank headquartered in Brewster, Massachusetts. The bank was founded in 1855 and is part of Cape Cod Five Mutual Co. Cape Cod 5 offers a broad range of financial products and services to customers living and working on Cape Cod, Martha’s Vineyard and Nantucket and in Southeastern Massachusetts communities. Products and services include consumer and commercial banking products; residential mortgages; trust and asset management services.

R. M. Davis, Inc. (RMD) is an independent, SEC-registered investment advisor and wealth management firm headquartered in Portland, Maine. The firm was founded by Robert M. Davis in 1978. RMD provides investment management and other wealth management services to individuals, pension and profit-sharing plans, trusts, estates and charitable organizations, corporations and other business entities, municipalities and other governmental entities.

TDAM USA, Inc. is an investment advisory firm headquartered in New York City. The firm was founded as Waterhouse Asset Management, Inc. in 1995 and do-business-as TD Asset Management. They are a wholly-owned subsidiary of TD Bank US Holding Co., which is wholly-owned by the Toronto-Dominion Bank (NYSE, TSE: TD), a Canadian chartered bank. TDAM USA provides discretionary investment management services to corporations and certain affiliates, such as TDAM and TD Bank, N.A. They also offer services to pension plans, endowments and foundations, but do not directly offer their services to high net-worth or retail clients.

SSgA Funds Management, Inc. (SSgA FM) is a SEC-registered investment advisor and mutual fund manager headquartered in Boston, Massachusetts. The firm was founded in 1978 and is a subsidiary of State Street Global Advisors, Inc., ultimately held by State Street Corp. (NYSE: STT). SSgA FM provides investment advisory services to US investment companies and certain pooled investment vehicles.

Epoch Investment Partners, Inc. (Epoch) is a SEC-registered investment advisor headquartered in New York City. The firm was founded by Bill Priest and David Pearl in 2004. They are a subsidiary of TD Bank US Holding Co., ultimately owned by The Toronto-Dominion Bank (NYSE: TD) in Canada. Epoch provides investment advisory services to primarily institutional clients.

Northwestern University is a private institution founded in 1851 to serve the Northwest Territory, an area that now includes the states of Ohio, Indiana, Illinois, Michigan, Wisconsin and parts of Minnesota. Northwestern has three campuses

Educational Directories Unlimited, Inc. provides on-line information on colleges and universities. It produces computer-based college recruiting tools that enable students to find educational opportunities. The company owns and operates sites such as StudyAbroad.com, GradSchools.com and CollegeAbroad.com. Educational Directories Unlimited was founded by Mark Shay & Mark Landon in 1982 and is headquartered in Chester, PA.

Oki Data Americas Inc., manufactures peripheral equipment for personal computers. The company's products include digital color printers, black and white printers, impact printers, facsimile machines and multifunction devices that combine printing and fax functions. It also supplies items such as envelopes, paper, toner and others. The company was founded in 1972 and is headquartered in Mount Laurel, NJ.

United Health Services Hospitals, Inc. provides health care services. The company is headquartered in Binghamton, NY.

FIAM LLC (do-business-as Fidelity Institutional Asset Management) is a SEC-registered investment advisor headquartered in Smithfield, Rhode Island. The firm was founded in 2006 and formerly known as Pyramis Global Advisors LLC. They are wholly-owned by FIAM Holdings LLC, which in turn is owned by FMR LLC, aka Fidelity Investments. FIAM provides discretionary investment management services to institutional accounts. They also sub-advice funds or accounts for affiliated advisers and unaffiliated advisers.

Part of New York Central Mutual Fire Insurance Co., A. The company is based in Edmeston, NY. Central Insurance Co. provides fire, marine, and health insurance. VanNess Daniel Robinson has been the CEO of the company since 1999.

Bassett Healthcare Network is an integrated health system that provides care and services to people living in a 5,600 square mile region in upstate New York. Bassett Healthcare Network proudly provides the full spectrum of health care to their patients through five regional hospitals and conveniently located outpatient centers. The non-profit company is based in Cooperstown, NY. The organization includes five corporately affiliated hospitals, over two dozen community-based health centers, more than 20 school-based health centers, two skilled nursing facilities, and other health partners in related fields. The company's telehealth technology allows for quick and convenient access to virtual health care. The company's women's health specialists provide annual wellness exams, screenings, pregnancy care, and minimally invasive gynecology surgeries and services.

Excellus Health Plan, Inc. provides health care and long term care insurance plans for individuals and families, sole proprietors, small businesses, and midsize and large businesses in New York. The company is headquartered in New York, NY.

Motor Vehicle Accident Indemnification Corp. provides support and assistance services for motor vehicle accident victims. The private company is based in New York, NY.

United MedManagement, Inc. owns & operates pharmacy. Its services include discounted co-pays on a normal 30-day supply of most drugs, reduced co-pays on a 90-day supply of maintenance drugs mailed to customer's home, free delivery of prescription to customer's hospital work site, a secure drop-box at each hospital site for customers newly written prescriptions or refill requests, free U.S. mail delivery to home if customer prefer, payroll deduction or credit-card-on-file payment methods accepted. The company was founded in 1991 and is headquartered in Endicott, NY

United Health Services, Inc. provides home healthcare services. The firm offers nutritional programs, clinical consulting, inpatient hospice, and adult day care. The company was founded on December 27, 1977 and is headquartered in Norcross, GA.

Part of NBT Bancorp, Inc., NBT Financial Services, Inc. provides investment services. The company is based in Norwich, NY.

AO Fox Hospital operates hospitals. The private company is based in Oneonta.

UHS Binghamton General Hospital operates general hospitals that provide a range of medical services, including general medical, surgical, rehabilitative, and emergency care. The private company is based in Binghamton.

UHS Wilson Medical Center functions as a hospital. The private company is based in Johnson City.