Esmat Osman

Ms. Esmat Osman is a Portfolio Manager at Beltone Asset Management.
She joined Beltone Asset Management in February 2006 as an equity portfolio manager, before which she was employed by EFG-Hermes as an associate of EFG-Hermes Private Equity.
She was a member of the team which managed Horus II funds with assets under management of US$150 million investing primarily in Egypt.
From 2003 until 2005, she was employed by Commercial International Bank as a senior credit analyst in the credit department.
She was responsible for the macro economic and sector analysis and was a member of the team which managed the bank's investment portfolio in selected Gulf countries.
Prior to CIB, she was employed by MIBC, a joint venture between Banque Misr, ING-Barings and Concord Investments, as an associate in the corporate finance department.
She was also employed by EFG-Hermes in the Brokerage and the Investment Banking departments from 1999 until 2001.
Ms. Osman graduated in 1999 from the Faculty of Economics and Political Science Cairo University with a Bachelor of Arts in Economics with a minor in computer science.
She has also completed the Finance and Investment Appraisal course offered by EFG-Hermes based on Chase Manhattan standards, which focused on financial risk and credit analysis in 2001.