David S. Hickman

United Bank & Trust is a locally-owned, independent community bank headquartered in Tecumseh, Michigan. They are a subsidiary of United Bancorp, Inc. United Bank & Trust provides integrated wealth management services, financial and estate planning support and experienced fiduciary services.

United Bancorp, Inc. (Michigan) is a Michigan corporation, which serves as the holding company for United Bank & Trust. The company provides services through the bank's system seventeen banking offices, one trust office, one loan production office and twenty-one automated teller machines, located in Washtenaw, Lenawee, Livingston and Monroe Counties, Michigan. It has four business lines: The Bank offers a full range of services to individuals, corporations, fiduciaries and other institutions. Banking services include checking accounts, NOW accounts, savings accounts, time deposit accounts, money market deposit accounts, safe deposit facilities and money transfers. Lending operations provide real estate loans, secured and unsecured business and personal loans, consumer installment loans, credit card and check-credit loans, home equity loans, accounts receivable and inventory financing, and construction financing. It also offers customers a full array of conventional residential mortgage products, including purchase, refinance and construction loans. The company was founded on May 31, 1985 and is headquartered in Ann Arbor, MI

American Bankers Association, Inc. represents, assists and provides support services to banks of different sizes and charters. Its membership includes community, regional, and money center banks and holding companies, as well as savings associations, trust companies, and savings banks. The company was founded in 1875 and is headquartered in Washington, DC.

The Michigan Bankers Association is a banking industry advocacy group based in Lansing, MI. The company represents the interests of the industry in the state and federal legislature, courts, regulatory arena, media, and the general public. The association works with volunteer committee members and the general membership to pursue policies that create a positive business environment for banks and promote strong communities. The company also offers products and services through the MBA Service Corporation, which acts as a conduit to assist MBA member banks in finding appropriate MBA-endorsed partners and associate members to fulfill their needs. The mission of the Michigan Bankers Association is to advocate for and support banking, empowering the voice of banking through connections, growth, dreams, and innovations for communities to thrive.