Bonita A. Wilson

The Group's principal activity is to provide banking and non-banking financial services. It is a bank holding company, which operates through its two wholly-owned bank subsidiaries, The Adams National Bank and Consolidated Bank & Trust Company. The Commercial banking services include commercial real estate and commercial business loans, cash management services, letter of credit and collateral repurchase agreements. The Retail banking services include consumer loans and a variety of deposit account products including transaction accounts, money market, certificates of deposits and individual retirement accounts. The Group also offers traditional on-line banking services and 24 hour telephone banking. The customers of the Group include individuals, not-for-profit, and commercial enterprises. The Group has eight branch locations.

Part of United Natural Foods, Inc., Dart Group Corp. operates retail discount auto part stores, supermarkets, and bookstores. The company is based in Landover, MD. Dart Group was acquired by Richfood Holdings, Inc., part of United Natural Foods, Inc. from August 31, 1999 on May 18, 1998 for $193.32 million.

Part of HalArt LLC, Trak Auto Corp is a company that retails automotive supplies and parts. The company is based in Landover, MD. The company was founded by Robert M. Haft. Trak Auto was acquired by HalArt LLC from Richfood Holdings, Inc. on May 28, 1999 for $53.18 million.

Shoppers Food Warehouse Corp. owns and operates supermarkets. The company's products include Angus beef, Smithfield natural pork, all-natural chicken, Dietz & Watson delis, seafood, steamed shrimp, hot foods, and pharmacies. It has operations in Baltimore, Virginia, and Washington. The company was founded in 1949 and is headquartered in Lanham, MD.