Rachel Zibrak

FMR invests in securities of companies engaged in a variety of economic sectors and industries that are domiciled in the US and outside the US (in developed, emerging and frontier markets); in stocks with growth or value characteristics; and in companies with market capitalizations of all sizes. The firm invests across different asset classes, market sectors, maturities, and regions.

Derby & Co. (DC) believes that goals are achieved through long-term strategies utilizing both equity and fixed-income instruments, rather than through short-term trading and market timing. The firm invests in businesses, not stocks. The decision to invest in a business is based on the long-term profitability of the business, not the short-term fluctuation of the stock. Derby & Co. seeks to increase capital by purchasing an interest in a limited number of companies that they expect to grow at above average rates, but whose stocks are selling at a discount to their estimate of their fair value. The firm uses a bottom-up stock selection approach in constructing each portfolio. In determining whether a particular business is suitable for investment, they focus on the balance sheet and income statement of each business, including the company's cash flow and debt as well as profit margins, management, pricing power and market dominance. Derby & Co. then weighs these attributes against the prospects of the business and the industry in which it operates. DC invests in fixed-income securities to provide predictable cash flow, liquidity, capital preservation and to act as a hedge against portfolio volatility. The firm's fixed-income selection process is driven primarily by tax status, income and liquidity requirements. These factors determine the type of fixed-income security selected as well as the portfolio maturity schedule. Derby & Co. focuses on domestic credit markets. They invest primarily in high-grade securities and strive to minimize income fluctuation and interest rate risk. The firm adds further value through active maturity management and issue selection. Once the appropriate maturity structure is established, Derby & Co. examines the yield curve and corresponding relative values in the marketplace.

Focus Partners tailors an investment portfolio to maximize the probability of achieving their client’s goals and objectives. The firm often incorporates both active and passive strategies into their client portfolios. Their investment decisions are guided by a long-term fundamental outlook. Focus Partners endeavors to enhance portfolios by seeking out uncorrelated and nontraditional investment opportunities that they believe have the potential to generate strong absolute returns over a full market cycle.

Adviser Investment Acquisition Co. seeks to build diversified portfolios of mutual funds and ETFs that will provide a balanced approach to investing in the stock, bond and alternative markets, when applicable, given the individual investor's long-term and short term risk tolerance and return objectives.

RINET Co. employs a manager-of-managers approach that includes all asset classes and all investable countries. The firm does not invest in individual securities but instead, develops several model portfolios (aggressive growth, growth, growth and income, income with moderate growth and income with capital preservation) that are built around mutual funds, ETFs, separate account managers, fixed income and alternative investments as well as some private equity, real estate and hard assets and tactical positioning.

Functions as a College/University

Functions as a College/University

NEPWA uses a team-based client approach and utilizes active and passive investments in addition to alternative strategies. The firm typically suggests clients consider investing in Exchange Traded Funds (ETFs) and/or mutual funds within their investment portfolio.