John T. Stephens

CFS Bancorp, Inc. is the holding company for Citizens Financial Bank. It offers a wide variety of checking, savings, and other deposit accounts; investment services and securities brokerage targeted to individuals, families, and small- to medium-sized businesses in its primary market areas through a non-affiliated third-party provider; and public fund deposits, a full array of sweep products, including repurchase sweep accounts, zero balance accounts, remote deposit capture, positive pay and merchant services, business overdraft protection, business online banking, and other cash management related services. CFS Bancorp was founded in March 1998 and is headquartered in Muenster, IN.