John A. Morecraft

Pamrapo Bancorp, Inc., through its subsidiaries, provides various banking services. It accepts various deposit accounts, including regular savings accounts, demand accounts, NOW and super NOW accounts, money market accounts and certificate accounts. Its loan portfolio comprises multifamily residential mortgage loans, commercial real estate loans and home equity and second mortgage loans as well as consumer loans, including passbook or certificate, home improvement, equity and second mortgages, automobile and personal loans. The company markets products, such as annuities, life insurance, mutual funds, and other equity securities as well as provides financial planning services. The company was founded on June 26, 1989 and is headquartered in Bayonne, NJ.