Emma-Jane Fulcher

Global Credit Rating Co. (Pty) Ltd. operates as a credit rating agency. It provides rating reports, industry bulletins, rating update bulletins and newsletters and statistical databases. The firm also involves in industry analysis, company analysis, due diligence and dissemination, regular review and detailed rating methodology activities to rate various security classes, organizations and debt issues. The company was founded in 1996 and is headquartered in Sandton, South Africa.

Fitch Ratings Ltd. (FRL) is an investment research firm headquartered in London, UK. The firm was founded in 1977 and is a subsidiary of Fitch Ratings, Inc., ultimately held by The Hearst Family Trust in the US. FRL provides research and specialized ratings of services to residential and commercial mortgages, asset managers and managed funds. They also publish quantitatively based ratings such as Q-IFS ratings.