Barry P. Epstein

Barry Epstein, aged 65 yrs, has been Managing Director of the National Wholesale Residential Mortgage Division since December 2003.
Mr. Epstein is responsible for the sales, marketing and day-to-day management of our broker origination channel.
From October 2003 to December 2003, Mr. Epstein was Chief Operating Officer of Rekaren, Incorporated, a mortgage loan broker.
Mr. Epstein was Managing Director and a director of Approved FSB, a federally chartered savings bank, from 2000 to 2002.
From 1998 through 2000, he was a consultant with Lincolnshire Management, Inc., an equity fund manager.
Mr. Epstein was Senior Vice President of Ocwen Financial Services, a subsidiary of Ocwen Federal Bank of West Palm Beach, Florida, from 1996 to 1998.