Amy Mankelow

Lloyds TSB is financial services group, which was created in 1995 following the merger of the TSB Group and the Lloyds Bank Group. Its businesses provides a range of banking and financial services in the United Kingdom and overseas, principally through branches of the Lloyds TSB Bank and its wholly owned subsidiaries, Cheltenham & Gloucester and Lloyds TSB Scotland. In 2000, Lloyds TSB Group acquired Scottish Widows. During 2003 and 2004, Lloyds TSB Group disposed of a number of its overseas operations, as part of the process of managing its portfolio of businesses to focus on its core markets