V. Stephen Moss

American Community Bank provides banking services to individuals and small to medium sized businesses. It offers various banking services, including checking and savings accounts, commercial, consumer, construction, and personal loans, and accounts receivable financing, leasing, online banking, and other associated financial services. The bank offers personal loans, mortgage loans, home equity loans, and credit cards. It also provides ATM, wire transfer, and traveler's cheques services. The company was founded in 1998 and is located in Monroe, NC

American Community Bancshares, Inc. is a bank holding company, which operates through its wholly owned subsidiary, American Community Bank. The bank operates for the primary purpose of serving the banking needs of individuals, and small to medium-sized businesses in its market areas. It offers banking services, including checking, certificates of deposit and savings accounts, commercial, consumer and personal loans, mortgage, and other associated financial services. The company was founded in 1996 and is headquartered in Charlotte, NC.