Richard F. Chormann

First of America Bank Corp., a subsidiary of National City Corp, operates as a holding company of First of America Bank N.A. and First of America Bank-Illinois, N.A. The banks offered lending, depository, and related financial services, including demand, savings & time deposits; secured & unsecured loans; lease financing; letters of credit; money transfers; corporate & personal trust services; cash management; and other financial services to individual, commercial, industrial, financial, and governmental customers. The company was incorporated in 1971 and is headquartered in Kalamazoo, MI

The Group's principal activities are to provide commercial and retail banking, consumer finance, asset management, mortgage financing and payment processing services. The asset management includes both institutional asset and personal wealth management. The Group also provides home equity line of credit which consists of revolving lines of credit secured by residential real estate. Other consumer loans include installment loans for automobiles, boats and recreational vehicles, student loans. The Group provides credit card services and insurance services also. As on 31-Dec-2007, the Group operates through 1,400 branch banking offices and 4100 retail and wholesale mortgage offices located throughout the United States. On 05-Jan-2007, the Group acquired Fidelity Bankshares, Inc.