David O. Osborn

Schwab Charles & Co., Inc. engages in the provision of investment products and services to retirement and other benefit participants. It offers trading, banking, small business solutions, investment tools and research. The company was founded in 1971 and is headquartered in San Francisco, CA.

Financial Network Investment Corp. provides securities brokerage services. Its products and services include mutual funds, life insurance, stocks, bonds, annuities, asset management accounts, disability insurance, and cash management accounts. The company was founded by John S. Simmers in 1983 and is headquartered in El Segundo, CA.

American Savings Bank provides commercial banking services. The company provides loans, online banking and phone banking services. It was founded in 1925 and is located in Honolulu, HI.

United First Financial LLC provides financial software and support services. The firm's product, Money Merge Account, utilizes existing banking and web-based software tool to help consumers pay off their mortgages and consumer debt in about one-half to one-third the time. The company was founded by Matt Lovelady, Jonathan E. Bonnette, Skyler Witman, and John Washenko in 2006 and is headquartered in Bluffdale, UT.

RNC Capital Management LLC, dba Genter Capital Management (Genter Capital), is a SEC-registered investment advisor headquartered in Los Angeles, California. The firm was founded in 1968 and is a wholly owned subsidiary of Genter Capital LLC. Genter Capital acts as investment adviser to the Genter Capital Dividend Income Fund (GDIIX).