Michael Galtman

MBNA Corp. issues credit cards. The company through its subsidiary, MBNA America Bank, N.A., provides various financial services in the United States, Canada, United Kingdom, Ireland and Spain. The company primarily offers lending, insurance and deposit account products and services. Its lending products include credit cards, consumer loans, home equity loans, aircraft loans, mortgage loans, business credit cards and other business lending products to individuals and small businesses. In addition to its credit card lending, the company makes other consumer loans, including installment and revolving unsecured loan products, mortgage loans, insurance premium financing loans, aircraft loans and other specialty lending products to consumers and commercial loans, which include business card products, professional practice financing loans and other specialty lending products to small businesses. MBNA also offers insurance and deposit products, including money market deposit accounts and certificates of deposit. MBNA is headquartered in Wilmington, DE.

Energy Transfer Operating LP engages in the ownership and operation of logistics business, crude oil pipelines, and terminal facilities. It operates through the following segments: Intrastate Transportation and Storage, Interstate Transportation and Storage, Midstream, Natural Ga Liquid (NGL) and Refined Products Transportation and Services, Crude Oil Transportation and Services, Investment in Sunoco LP, Investment in USAC, and All Other. The Intrastate Transportation and Storage segment includes natural gas transportation pipelines receive natural gas from other mainline transportation pipelines, storage facilities, and gathering systems. The Interstate Transportation and Storage segment offers natural gas transportation pipelines receive natural gas from supply sources. The Midstream segment consists of natural gas gathering, compression, treating, processing, storage, and transportation. The NGL and Refined Products Transportation and Services segment comprises operations transport, store and execute acquisition, and marketing activities utilizing a complementary network of pipelines, storage, and blending facilities. The Crude Oil Transportation and Services segment refers to the transportation, terminalling and acquisition, and marketing services to crude oil markets. The Investment in Sunoco LP segment distributes motor fuels to independent dealers, distributors, and other commercial customers. The Investment in USAC segment provides natural gas compression services. The All Other segment markets natural gas that flows through gathering and intrastate transportation assets. The company was founded was founded in 1996 is headquartered Dallas, TX.

Part of Energy Transfer LP, Sunoco Logistics Partners GP LLC is a private company that operates gasoline service stations. The company is based in Philadelphia, PA.

The American Gas Association represents over 200 energy companies that provide natural gas service to 180 million Americans. The private company is based in Washington. The American company's natural gas utilities are committed to reducing greenhouse gas emissions through new and modernized infrastructure and advanced technologies that maintain reliable, resilient, and affordable energy service choices for consumers. The company advocates on behalf of its member natural gas distribution utilities before Federal agencies in the area of energy market regulation.

The Pennsylvania Institute of Certified Public Accountants is a professional association for certified public accountants operating statewide. The non-profit company is based in Pennsylvania.

Part of Energy Transfer LP, Sunoco Partners LLC is a private company that engages in pipeline transportation of crude petroleum. The company is based in Philadelphia, PA.