John R. Towers

The Institutes provides educational activities related to risk management and property-casualty insurance services. Its solutions include introductory, foundational courses programs, functional-area, designation, management, business course, chartered property casualty underwriter designation program and executive, management educations; The company was founded in 1909 and is headquartered in Malvern, PA.

Campania Holding Co., Inc. operates as a holding company which through its subsidiaries provides insurance solutions for the healthcare industry. The company was founded by Dennis R. Santoli in 1992 and is headquartered in Reston, VA.

Harvard University engages in the provision of teaching and research. It has twelve degree-granting Schools in addition to the Radcliffe Institute for Advanced Study, offering a global education. The university was founded in 1636 and is headquartered in Cambridge, MA.

Part of The Hanover Insurance Group, Inc., Allmerica Property & Casualty Companies, Inc. writes property and casualty insurance. The company is based in Worcester, MA. Allmerica Property & Casualty Companies was acquired by The Hanover Insurance Group, Inc. on July 16, 1997 for $814 million.

Opus Investment Management, Inc. (Opus) is a SEC-registered investment advisor headquartered in Worcester, Massachusetts. They began as the asset management division of the former State Mutual Life Assurance Co. of America (State Mutual), incorporated in 1844 in Worcester, Massachusetts. The firm was founded in 1985, doing business first as SMA Financial Corp. and then as Allmerica Asset Management, reflecting corporate parentage. In 2003, their name was changed to Opus Investment Management, Inc. They are a wholly-owned subsidiary of The Hanover Insurance Group, Inc. (NYSE: THG) (previously Allmerica Financial Corp.). Opus generally offers discretionary investment advisory services on fixed income products to institutional investors such as insurance companies, self-insurance groups and other financial institutions. For some of their clients that wish to have equity market exposure, the firm also offers advisory services related to mutual funds and exchange traded funds.

The Hanover Insurance Co. provides general insurance services. It sells auto, homeowners and commercial insurance throughout the US. Hanover operates primarily in the Northeast and the South. The company is headquartered in Worcester, MA.

Meridian Security Insurance Co. provides vehicle insurance services. Its products include standard and nonstandard automobiles, homeowners, farm owners, and workers compensation coverage. The company was founded in 1925 and is located in Indianapolis, IN

Promus Hotel Corp. owns, franchises, and operates hotels throughout the United States. The company is headquartered in Memphis, TN.

Meridian Insurance Group is an insurance holding company that offers property and casualty insurance through its subsidiaries. The group's subsidiaries underwrite property and casualty insurance, including nonstandard and commercial automobile, homeowners, farmowners, commercial multiperil, and workers' compensation. The company was founded in 1914 and is headquartered in Indianapolis, IN.

Property Casualty Insurers Association of America is a property/casualty trade association, representing around 1,000 member companies. It provides a responsible and effective voice on public policy questions affecting insurance products and services, fosters a competitive insurance marketplace for the benefit of insurers and consumers and provides members with quality products, information and services at a reasonable cost. The company provides public policy positions at four levels: federal government, state legislatures, federal and state courthouses and the public arena. Its member companies include large national insurance companies, mid-size regional writers, insurers doing business in a single state and specialty companies that serve specific niche markets. The company was established in January 2004 by the merger of the Alliance of American Insurers (Alliance) and the National Association of Independent Insurers (NAII). It is headquartered in Des Plaines, IL.

United Way of Central Ohio, Inc. provides social advisory services. It firm assists needy individuals and families improve their lives by offering education, job training and access to health care. The company was founded in 1923 and is headquartered in Columbus, OH.

OM Residual UK Ltd. is a holding company which engages in the international investment, savings, insurance, and banking businesses. It focuses on emerging markets such as life insurance, property and casualty, asset management, and banking. The company was founded in 1845 and is headquartered in London, the United Kingdom.

Colchester Partners LLC provides advisory services. The private company is based in Boston, MA.

Larry H. Miller Group of Cos. (LHM Co.) is a privately-owned investment management firm headquartered in Sandy, Utah. The firm was founded by Gail Miller in 1979. LHM Co. provides investment management services to individual and institutional clients.

Deluxe Business Operations, Inc. used to design and produce printed products. The company products are business forms, checks, envelopes, labels and greeting cards, retail merchandising aids, packaging, shipping and warehouse supplies. The company was founded in 1952 and was headquartered in Groton, MA.

Part of State Auto Financial Corp., State Auto Insurance Company of Ohio is a company that provides various types of insurance for individuals, businesses, farm and ranch, and specialty needs. The company is based in Columbus, OH. The company offers insurance coverage for auto, homeowners, condo, renters, valuables, umbrella, identity theft, property liability, business auto, commercial umbrella, and more. Michael E. LaRocco has been the CEO of the company since 2015.

The Insurance Information Institute (Triple-I) was founded in 1960 and provides objective, fact-based information about insurance. The non-profit company is based in New York, NY. The company is a trusted source of unique, data-driven insights that inform and empower consumers. The company has more than 60 insurance company members, including nine of the 10 largest writers of property/casualty insurance. Triple-I's focus is to create and disseminate information, and they neither lobby on behalf of the insurance industry nor sell insurance. As a Triple-I member, individuals have access to their team of economists, actuaries, and researchers, as well as an extensive network of thought leaders from academia, business, and government.

Travelers Property Casualty Co. of America. provides homeowners and business insurance services. The company is headquartered in Hartford, CT.

State Automobile Mutual Insurance Co., Inc. (Investment Portfolio) (SAMI-IP) is the investment portfolio division of State Automobile Mutual Insurance Co., Inc., headquartered in Columbus, Ohio. They are ultimately held by Liberty Mutual Holding Co., Inc. SAMI-IP provides investment advisory services to insurance company portfolios.

Nuclear Electric Insurance Ltd. provides nuclear facilities and other risks insurance services. The firm insures electric utilities for damages to insured sites, decontamination expenses incurred at such sites arising from nuclear contamination, other risks of direct physical loss at such sites, premature decommissioning costs, and the costs associated with certain long-term interruptions of electricity supply. The company was founded in 1973 and is headquartered in, Wilmington, DE.

Liberty Mutual Insurance Co. provides auto, home and life insurance services. The firm offers insurance for personal automobile, workers compensation, homeowners, commercial multiple peril, commercial automobile, general liability, global specialty, group disability, assumed reinsurance, fire and surety. The company was founded on July 1, 1912 and is headquartered in Boston, MA.

Federal Home Loan Bank of Boston engages in the provision of financial services. It offers advances, mortgage partnership finance, housing and economic growth, letters of credit, correspondent services, and online banking. The company was founded in 1932 and is headquartered in Boston, MA.

Alorica, Inc. provides call center solutions. It offers customer relationship and receivables management and back office support services. It serves the automotive, energy and utilities, financial services, government services, healthcare and insurance, media and communications, retail and e-commerce, technology and travel and hospitality industries. The company was founded by Andrew Lee in 1999 and is headquartered in Irvine, CA.